Business Plan 2025-2028
The First Crypto Payment Platform with Integrated Contract Execution
Confidential - For Investment Purposes Only
The global B2B cross-border payments market is projected to reach $3 trillion by 2033, yet SMEs and freelancers face persistent pain points: 1.5-3.5% transaction fees, 2-5 day settlement times, and lack of integrated contract execution. Kaarav Technologies addresses this $48 trillion market with a revolutionary solution.
Legal Entity
Kaarav Technologies Ltd (UK)
Stage
Pre-Revenue MVP
Technology
ERC-1363 Token on Polygon
Seeking
£200,000 Seed Round
✓ Two Paths to Return: Profitable SaaS business + optional token upside
✓ Revenue from Day 1: 0.5% fee on all transactions
✓ Unique Moat: Only platform combining crypto payments with legal contracts
✓ Large TAM: $48T B2B cross-border market
✓ De-risked Launch: Utility token model avoids securities classification
Global B2B Payments: $1.48 trillion (2025) → $2.94 trillion (2033)
Crypto Payment Gateways: $2 billion (2025) → $4.82 billion (2030)
Cross-Border Payments: $179 trillion total flow
Gig Economy: 1.57 billion freelancers globally
Pain Points:
• 55% of SMEs struggle with unfair pricing (traditional banks)
• 2-10% transaction fees for international freelancer payments
• 2-5 day settlement times hurt cash flow
• No integrated contract execution solutions
Kaarav is 3-7x cheaper than traditional options while being the ONLY platform that includes contract execution. Our 0.5% fee + instant settlement + legal contracts create a true moat.
Year 1
£60k
500 users
Year 2
£2.7M
5,000 users
Year 3
£15.3M
25,000 users
Break-even by Month 10 of Year 1. Reach 86% net margin in Year 2 with £2.3M profit. By Year 3, project £12M net profit on £15.3M revenue.
Break-even
Month 10
Year 2 Margin
86%
Year 3 Margin
78%
Raising
£200,000
Pre-Money Valuation
£1,000,000
Equity Offered
16.7%
Post-Money
£1,200,000
✓ 16.7% equity in Kaarav Technologies Ltd
✓ 150M KRV token warrants at $0.05 exercise price
✓ Board observer rights with quarterly reporting
✓ Pro-rata rights in future funding rounds
✓ Close £200k seed round
✓ Hire lead developer
✓ Complete security audits
✓ Launch MVP to 20 beta users
✓ Submit FCA registration
✓ First £50k volume
✓ 100 active users
✓ £500k monthly volume
✓ Launch Professional tier
✓ First 5 SME customers
✓ FCA approval
✓ Break-even operations
✓ 1,000+ active users
✓ £3M+ monthly volume
✓ Launch Enterprise tier
✓ Profitability achieved
✓ Series A preparation
✓ £1.5M ARR run rate
Kaarav combines proven technology, clear market demand, and a path to profitability. Unlike speculative crypto projects, we generate real revenue from day 1 while maintaining significant token upside optionality.
3-7x
Cheaper than alternatives
Only One
With integrated contracts
238x
Base case investor return
Investment: £200,000 for 16.7% equity + 150M KRV warrants
Round closing within 60 days. Contact us to participate.
KAARAV TECHNOLOGIES LTD
Revolutionizing B2B Crypto Payments
This business plan contains confidential and proprietary information.
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